American Consumer Credit Counseling (ACCC) is a nonprofit organization dedicated to providing credit counseling, debt management services, and financial .
An initial counseling session typically lasts an hour, with an offer of follow-up sessions. A reputable credit counseling agency should offer free information about .
Credit counseling is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. Credit counseling is most often done by Credit counseling agencies that are. In order to initiate a DMP, a consumer would authorize the credit counselor .